This is the “meat and potatoes” of what Black Ink Benefits does. We first begin by asking our clients the following key questions:

• “Why do you offer benefits?”
• “What are all of the benefits that you offer?”
• “What things do you wish you could improve about your benefits?”
• “What real cost-containment ideas have you implemented in the past 10 years?”
• “What are your employee demographics and where are they all located?”

Then we go through a rigorous data gathering process in order to fully immerse ourselves with what our clients are currently offering their employees. We then take this information to all available markets that we have access to, many of them exclusive to our firm.

We then build a complete model that shows several options with pros and cons to each, allowing an employer to gain the most complete perspective of the choices that they have. All of these options are underscored by the long-term goals that the organization has.

Once a strategy has been selected, we then fire on all cylinders to implement the plan that has been decided upon by the organization. We schedule employee enrollment meetings well in advance of the benefit renewal date to allow for timely processing of changes and answer all employee questions and concerns.

Once the initial implementation is complete for a given plan year, we then meet on a set schedule with our clients to go over reporting, feedback, and identify cost-containment opportunities that arise during the year. All the while, we are reaching out to and engaging with new employees to guide them through the enrollment process and educate them on the cost-savings initiatives offered by the organization.