About Us

Idaho Falls, ID is a one hospital town. Businesses in this small community feel trapped in the web of rising healthcare costs, narrowing profit margins and no choices. Business clients used to ask about alternatives to paying higher and higher premiums; we answered, "Well, you can raise deductibles, lower benefits and / or require employees to bear some of the burden of the increases each year. Which one of these interests you?"

In 2002 the US Government introduced a program that really worked (let's not tell them). The new product is called Health Reimbursement Arrangements (HRAs). Under the terms of the plan, employers can offer employees a "savings" account to be used for medical expenses. Money contributed to this fund accumulates tax free, rolls from year to year and pays for medical expenses not covered by the employer's plan.

Today there is a better answer to questions about skyrocketing medical costs, and we have the plan to prove it. You can be enjoying a 3% DECREASE in medical costs WITHOUT compromising benefits, instead of choosing from a list of undesirable options.

Join others in making this new program work for your employees and your bottom line. We can show you how to assess and implement this program and immediately improve employee coverage at reduced costs.

Even a CFO cannot argue with that.